Capital One Quicksilver Cash Rewards
Capital One determines account eligibility, approval, and bonus qualification. Terms may change. Verify the latest terms on the official website before applying.
Offer terms at a glance
We separate the headline from the conditions required to earn it.
- Product name
- Capital One Quicksilver Cash Rewards
- Financial institution
- Capital One
- Offer type
- Credit card welcome bonus
- Current bonus
- $200 cash bonus
- Required deposit or spending
- Spend $500 on purchases within three months from account opening.
- Direct deposit requirement
- Not applicable.
- Minimum balance
- Not applicable.
- Monthly or annual fee
- $0 annual fee
- How to waive the fee
- Not applicable.
- Eligible states / geographic restrictions
- U.S. consumer card offer for applicants who receive and accept the displayed Quicksilver terms.
- Offer deadline
- No public calendar deadline; terms may change.
- Estimated payout timing
- Capital One says qualifying bonuses are applied to the rewards balance; allow up to two billing cycles under the published offer terms.
- Early closure considerations
- Keep the account open and eligible through fulfillment and review the rewards terms before closing.
- Credit inquiry information
- Checking eligibility may use a different process from submitting a full application; approval is determined by Capital One.
- Applicants who can meet $500 through ordinary purchases and pay in full.
- People who prefer a fixed cash bonus and no annual fee.
- Previous Quicksilver customers affected by the 48-month bonus exclusion.
- People who would incur interest to reach the threshold.
What the headline leaves out
The pre-interest value is $200 because there is no annual fee. Carrying a balance, paying fees, or buying unnecessary items can reduce or erase that value.
How this offer differs
The amount and spending threshold match the current Chase Freedom offers, but Capital One applies a 48-month prior-bonus exclusion for this product rather than Chase’s published 24-month rule.
- 01Only eligible primary account holders qualify.
- 02Existing or previous cardmembers who received this product’s bonus in the past 48 months are excluded.
- 03Approval is determined by Capital One.
- 04Returns and non-purchase transactions can affect qualification.
- 05Offer terms may change.
This page currently uses an official, non-affiliate link. BonusMetric does not claim a partnership with Capital One and does not receive compensation for this link.
Frequently asked questions
How do I earn the Quicksilver $200 bonus?
Eligible primary cardholders must spend $500 on purchases within three months from opening.
Does Quicksilver have an annual fee?
The current public offer lists a $0 annual fee.
Can prior cardholders earn the bonus?
Capital One excludes existing or previous cardmembers who received a new-cardmember bonus for this product within the past 48 months.