Credit card welcome offers

Welcome bonuses, measured beyond the points total.

Consider the spending window, annual fee, fulfillment timing, and eligibility limitations—not only the headline number.

Credit card welcome bonusHard difficulty

Chase

Chase Sapphire Preferred®

100,000 points

Spend $5,000 on eligible purchases in the first three months from account opening.

Fee$95 annual fee
DeadlineThe official page says the offer ends soon but does not publish a calendar deadline. Verify before applying.
Credit card welcome bonusEasy difficulty

Chase

Chase Freedom Unlimited®

$200 cash back

Make $500 in eligible purchases during the first three months from account opening.

Fee$0 annual fee
DeadlineNo calendar deadline is published on the official product page. Chase says the offer may change.
Credit card welcome bonusEasy difficulty

Chase

Chase Freedom Flex®

$200 cash back

Make $500 in eligible purchases during the first three months from account opening.

Fee$0 annual fee
DeadlineNo calendar deadline is published on the official product page. Chase says offers can change over time.
First-year cash-back matchMedium difficulty

Discover

Discover it® Cash Back

Unlimited Cashback Match

Open an eligible new account and earn cash back during the first 365 days. Discover states there is no purchase minimum and no limit to the amount matched.

Fee$0 annual fee
DeadlineNo public calendar deadline; Discover says the promotion may not be available in the future.
Credit card welcome bonusEasy difficulty

Capital One

Capital One Quicksilver Cash Rewards

$200 cash bonus

Spend $500 on purchases within three months from account opening.

Fee$0 annual fee
DeadlineNo public calendar deadline; terms may change.
Variable credit card welcome offerMedium difficulty

American Express

Blue Cash Everyday® Card

As high as $200 cash back

If offered, spend $2,000 in eligible purchases within the first six months of Card Membership.

Fee$0 annual fee
DeadlineNo public calendar deadline; applicant-specific offers can change.

Comparison ledger

OfferBonusPrimary requirementFeeDifficultyVerified
Chase Sapphire Preferred®Chase100,000 pointsSpend $5,000 on eligible purchases in the first three months from account opening.$95 annual feeHardJuly 24, 2026
Chase Freedom Unlimited®Chase$200 cash backMake $500 in eligible purchases during the first three months from account opening.$0 annual feeEasyJuly 25, 2026
Chase Freedom Flex®Chase$200 cash backMake $500 in eligible purchases during the first three months from account opening.$0 annual feeEasyJuly 25, 2026
Discover it® Cash BackDiscoverUnlimited Cashback MatchOpen an eligible new account and earn cash back during the first 365 days. Discover states there is no purchase minimum and no limit to the amount matched.$0 annual feeMediumJuly 25, 2026
Capital One Quicksilver Cash RewardsCapital One$200 cash bonusSpend $500 on purchases within three months from account opening.$0 annual feeEasyJuly 25, 2026
Blue Cash Everyday® CardAmerican ExpressAs high as $200 cash backIf offered, spend $2,000 in eligible purchases within the first six months of Card Membership.$0 annual feeMediumJuly 25, 2026