Credit card welcome offersWelcome bonuses, measured beyond the points total.
Consider the spending window, annual fee, fulfillment timing, and eligibility limitations—not only the headline number.
Credit card welcome bonusHard difficulty
Chase
Chase Sapphire Preferred®
100,000 points
Spend $5,000 on eligible purchases in the first three months from account opening.
Fee$95 annual fee
DeadlineThe official page says the offer ends soon but does not publish a calendar deadline. Verify before applying.
Credit card welcome bonusEasy difficulty
Chase
Chase Freedom Unlimited®
$200 cash back
Make $500 in eligible purchases during the first three months from account opening.
Fee$0 annual fee
DeadlineNo calendar deadline is published on the official product page. Chase says the offer may change.
Credit card welcome bonusEasy difficulty
Chase
Chase Freedom Flex®
$200 cash back
Make $500 in eligible purchases during the first three months from account opening.
Fee$0 annual fee
DeadlineNo calendar deadline is published on the official product page. Chase says offers can change over time.
First-year cash-back matchMedium difficulty
Discover
Discover it® Cash Back
Unlimited Cashback Match
Open an eligible new account and earn cash back during the first 365 days. Discover states there is no purchase minimum and no limit to the amount matched.
Fee$0 annual fee
DeadlineNo public calendar deadline; Discover says the promotion may not be available in the future.
Credit card welcome bonusEasy difficulty
Capital One
Capital One Quicksilver Cash Rewards
$200 cash bonus
Spend $500 on purchases within three months from account opening.
Fee$0 annual fee
DeadlineNo public calendar deadline; terms may change.
Variable credit card welcome offerMedium difficulty
American Express
Blue Cash Everyday® Card
As high as $200 cash back
If offered, spend $2,000 in eligible purchases within the first six months of Card Membership.
Fee$0 annual fee
DeadlineNo public calendar deadline; applicant-specific offers can change.
Comparison ledger
| Offer | Bonus | Primary requirement | Fee | Difficulty | Verified |
|---|
| Chase Sapphire Preferred®Chase | 100,000 points | Spend $5,000 on eligible purchases in the first three months from account opening. | $95 annual fee | Hard | July 24, 2026 |
| Chase Freedom Unlimited®Chase | $200 cash back | Make $500 in eligible purchases during the first three months from account opening. | $0 annual fee | Easy | July 25, 2026 |
| Chase Freedom Flex®Chase | $200 cash back | Make $500 in eligible purchases during the first three months from account opening. | $0 annual fee | Easy | July 25, 2026 |
| Discover it® Cash BackDiscover | Unlimited Cashback Match | Open an eligible new account and earn cash back during the first 365 days. Discover states there is no purchase minimum and no limit to the amount matched. | $0 annual fee | Medium | July 25, 2026 |
| Capital One Quicksilver Cash RewardsCapital One | $200 cash bonus | Spend $500 on purchases within three months from account opening. | $0 annual fee | Easy | July 25, 2026 |
| Blue Cash Everyday® CardAmerican Express | As high as $200 cash back | If offered, spend $2,000 in eligible purchases within the first six months of Card Membership. | $0 annual fee | Medium | July 25, 2026 |