U.S. Bank Cash+® Visa Signature®
U.S. Bank determines account eligibility, approval, and bonus qualification. Terms may change. Verify the latest terms on the official website before applying.
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Verification ledgerOffer terms at a glanceDeposit, spending, fee, deadline, and eligibility details
We separate the headline from the conditions required to earn it.
- Product name
- U.S. Bank Cash+® Visa Signature®
- Financial institution
- U.S. Bank
- Offer type
- Credit card welcome bonus
- Current bonus
- $250 rewards bonus
- Required deposit or spending
- Make at least $1,000 in eligible net purchases within 90 days from account opening.
- Direct deposit requirement
- Not applicable.
- Minimum balance
- Not applicable.
- Monthly or annual fee
- $0 annual fee
- How to waive the fee
- Not applicable.
- Eligible states / geographic restrictions
- U.S. consumer credit-card offer subject to credit approval.
- Offer deadline
- Unknown; the official page calls it a limited-time offer but does not publish a calendar expiration.
- Estimated payout timing
- Allow one to two statement billing cycles after meeting the spending requirement.
- Early closure considerations
- The account must be open and in good standing on the relevant statement closing date to earn and redeem rewards.
- Credit inquiry information
- Application is subject to U.S. Bank credit approval; review application disclosures before submitting.
- Applicants who can complete $1,000 in planned purchases and pay in full.
- People who will actively select the card's quarterly reward categories.
- Existing or previous Cash Rewards account holders excluded from the one-time bonus.
- People who would carry interest or overspend to qualify.
What the headline leaves out
The $250 headline has no annual fee. Interest, unnecessary purchases, and lower-value redemption options can reduce the practical benefit.
How this offer differs
The offer pays $50 more than several $200 cash-back offers but requires $500 more in spending than their common $500 thresholds.
- 01Existing and previous Cash Rewards accounts do not qualify for the one-time bonus.
- 02Offer is subject to credit approval.
- 03The offer cannot be combined with another bonus offer.
- 04No calendar expiration is published; verify immediately before applying.
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Frequently asked questions
How much spending is required?
The current offer requires $1,000 in eligible net purchases within 90 days of opening.
When does the bonus post?
U.S. Bank says to allow one to two statement billing cycles after the requirement is met.