Bank bonus eligibility: check prior-customer rules before you apply.
Completing the deposit requirement does not override an eligibility restriction. Existing accounts, recently closed accounts, prior bonuses, geography, and the application channel can all matter.
Five checks before applying
- Current-customer rule: determine whether an existing checking account excludes you.
- Lookback period: find the exact period covering recently closed accounts or prior bonuses.
- Application channel: confirm whether the promotion requires a specific page, code, or branch.
- Geography and product availability: verify the account is offered for your address.
- Account standing: note whether the account must remain open and unrestricted through payment.
Unknown means verify
If an official public page does not state a restriction clearly, BonusMetric labels the uncertainty rather than assuming eligibility. Contact the institution through an authenticated channel when the answer would change your decision.
Keep evidence
Save the dated public offer terms and enrollment confirmation. Do not send BonusMetric account numbers, Social Security numbers, or application documents.