Huntington Business Checking Promotion
Huntington determines account eligibility, approval, and bonus qualification. Terms may change. Verify the latest terms on the official website before applying.
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Verification ledgerOffer terms at a glanceDeposit, spending, fee, deadline, and eligibility details
We separate the headline from the conditions required to earn it.
- Product name
- Huntington Business Checking Promotion
- Financial institution
- Huntington
- Offer type
- Tiered business checking bonus
- Current bonus
- Up to $1,000
- Required deposit or spending
- Open by October 14, 2026. For $400, deposit $5,000 in new money within 60 days and keep the account open 90 days. For $1,000, deposit $20,000 within 30 days, then maintain at least $20,000 for 60 days and keep the account open 90 days.
- Direct deposit requirement
- Not required. The promotion uses new-money deposits, not a payroll direct-deposit test.
- Minimum balance
- $5,000 total new-money deposits for the $400 tier; $20,000 deposited within 30 days and maintained for 60 days for the $1,000 tier.
- Monthly or annual fee
- $20 Unlimited Business Checking; $40 Unlimited Plus Business Checking.
- How to waive the fee
- $20 fee waived with $10,000 in qualifying business relationship balances or eligible personal checking; $40 fee waived with $50,000 or eligible premium personal checking.
- Eligible states / geographic restrictions
- Public offer where Huntington business accounts are available, subject to approval.
- Offer deadline
- October 14, 2026
- Estimated payout timing
- Within 14 days after meeting all requirements.
- Early closure considerations
- The account must remain open for at least 90 days and be open when the bonus is paid.
- Credit inquiry information
- Unknown; the official promotion does not state whether a hard inquiry is used.
- New Huntington business customers with qualifying new money.
- Businesses that can keep the selected account open at least 90 days.
- Current Huntington business checking customers or account conversions.
- Businesses unable to manage the product's monthly fee or liquidity requirement.
What the headline leaves out
The $400 tier demands less capital and no stated balance maintenance after funding, while the $1,000 tier pays more but constrains $20,000 for 60 days.
How this offer differs
Huntington's top tier has a lower balance threshold than PNC's top business tier but carries a $40 monthly fee unless waived.
- 01New business checking customers only.
- 02Account conversions are not eligible.
- 03New money excludes funds already at Huntington, except maturing business CDs.
- 04The $1,000 maximum is not universal.
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Frequently asked questions
Is the $1,000 bonus available with every Huntington business account?
No. The $1,000 tier is for Unlimited Plus Business Checking; Unlimited Business Checking earns $400 under the current promotion.
When is the bonus paid?
Huntington states that it deposits the bonus within 14 days after the requirements are met.
Related guides
- Direct deposit vs. ACH
- How bank bonuses work
- Why didn’t my bank bonus post?
- Can I close my account after the bonus?
- What counts as direct deposit?
- Bank bonus checklist